networth
Markets closed · Aug 9, 2026 1:13 AM ET S&P 500 7,757.64+0.62% Dow Jones 54,036.93+0.28% Nasdaq 26,690.62+1.30% 10-Yr Yield 4.66%-0.21% BTC/USD $64,725-0.28% Gold $4,399.70+2.33% Oil (WTI) $78.18+1.15% 30-Yr Mortgage 6.69%+0.03 Nat'l Avg Savings 0.38% APY Nat'l Avg 12-Mo CD 1.68% APY

Banking & Savings

Where you keep your money changes how fast it grows. Compare accounts, track today's rates, and find the right home for your cash.

Nat'l avg savings0.38% APY
12-mo CD1.68% APY
Aug 9, 2026

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Banking FAQs

How much of my savings should be in a high-yield account?

A common rule of thumb is to keep three to six months of expenses in an emergency fund in a high-yield savings account, where it stays liquid but still earns interest. Money you won't need for years may work harder in a CD or invested.

Is my money safe in an online bank?

Deposits at FDIC-insured banks — including most online banks — are protected up to $250,000 per depositor, per bank, per ownership category, exactly the same as at a branch bank.