networth
Markets closed · Sep 13, 2026 4:03 AM ET S&P 500 7,656.98+0.86% Dow Jones 52,573.29+0.98% Nasdaq 26,333.04+0.96% 10-Yr Yield 4.98%+0.63% BTC/USD $77,140-0.17% Gold $4,408.90+0.04% Oil (WTI) $100.05-2.37% 30-Yr Mortgage 6.76%+0.05 Nat'l Avg Savings 0.38% APY Nat'l Avg 12-Mo CD 1.71% APY

Investing & Retirement

You don't need to pick stocks to build wealth — you need to start, stay in, and keep costs low. Here's how.

S&P 5007,656.98+0.86%
10-Yr yield4.98%+0.63%
Sep 13, 2026

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How much do I need to start investing?

Often nothing more than a few dollars. Many brokerages have no minimum and let you buy fractional shares, so you can start with whatever you have and add regularly — consistency matters more than the opening amount.