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Your monthly payment for a loan will depend on the amount, term, and interest rate of the loan. Use the inputs below to get a sense of what your monthly payment could end up being.

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Credit Rating Basics and Loans

First, interest rates are set according to the overall interest rate environment in the economy, as set or targeted by the central bank. Next, the length of the loan will matter, with longer loans carrying higher rates. Your credit score will also matter; riskier borrowers will face higher interest rates. Finally, if the mortgage is secured (i.e., backed by collateral), it should carry lower interest rates than unsecured loans.

Credit Rating Basics and Loans

First, interest rates are set according to the overall interest rate environment in the economy, as set or targeted by the central bank. Next, the length of the loan will matter, with longer loans carrying higher rates. Your credit score will also matter; riskier borrowers will face higher interest rates. Finally, if the mortgage is secured (i.e., backed by collateral), it should carry lower interest rates than unsecured loans.

Credit Rating Basics and Loans

First, interest rates are set according to the overall interest rate environment in the economy, as set or targeted by the central bank. Next, the length of the loan will matter, with longer loans carrying higher rates. Your credit score will also matter; riskier borrowers will face higher interest rates. Finally, if the mortgage is secured (i.e., backed by collateral), it should carry lower interest rates than unsecured loans.

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