/* networth.com homepage v3 — strict 1:1 build of mock cd4a7069 (2026-08-04) */
:root{
  --band-a:#f4f6fa; --band-b:#e9eff8; --hair:#e3eaf5;
  --blue:#2563eb; --blue-deep:#1d4fd7; --ink:#0b1f4e; --body:#3f4a63; --muted:#67718c;
  --page:#f4f6fa; --card:#ffffff; --line:#e7ebf3; --soft:#eef3fc;
  --green:#16a34a; --red:#e5424a;
  --band:#14356f; --band-tile:#1d4380; --band-line:#2f5493; --band-muted:#aabbdd;
  --r:16px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-font-smoothing:antialiased}
body{background:var(--page);color:var(--body);font:15px/1.5 'Inter',system-ui,sans-serif}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.wrap{max-width:1334px;margin:0 auto;padding:0 12px}
h1,h2,h3,.dfont{font-family:'Plus Jakarta Sans','Inter',sans-serif}
svg{display:block}
.up{color:var(--green);font-weight:700}
.dn{color:var(--red);font-weight:700}
.arrow{display:inline-block;transform:translateY(1px)}

/* ============ shared button ============ */
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--blue);color:#fff;font-weight:700;font-size:14.5px;
  border:0;border-radius:10px;padding:11px 22px;cursor:pointer;font-family:'Inter',sans-serif}
.btn:hover{background:var(--blue-deep)}

/* ============ one nav bar ============ */
.topbar{background:#fff;border-bottom:1px solid var(--line);position:relative;z-index:60}
.topbar .wrap{display:flex;align-items:center;gap:22px;height:62px}
.wordmark{display:block;line-height:0;flex:none}
.wordmark img{height:37px;width:auto}
.topnav{flex:1;min-width:0}
.topnav ul{list-style:none;display:flex;align-items:center;gap:0}
.topnav li{margin-right:30px}
.topnav li:last-child{margin-right:0}
.topnav a{display:flex;align-items:center;gap:6px;white-space:nowrap;
  font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;font-size:14.5px;color:var(--ink)}
.topnav a:hover{color:var(--blue)}
.topnav .has-menu{position:relative}
.topnav .has-menu > a{position:relative;padding:20px 0}
.topnav .has-menu > a svg{transition:transform .18s}
.topnav .has-menu.is-open > a{color:var(--blue)}
.topnav .has-menu.is-open > a svg{transform:rotate(180deg)}
.topnav .has-menu.is-open > a::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:2px;background:var(--blue)}

/* ---- dropdown panel ---- */
.navmenu{position:absolute;top:100%;left:-18px;min-width:262px;background:#fff;border:1px solid var(--line);
  border-radius:14px;box-shadow:0 22px 44px rgba(11,31,78,.16);padding:16px 18px 12px;
  opacity:0;visibility:hidden;transform:translateY(-6px);z-index:70;
  transition:opacity .16s ease,transform .2s cubic-bezier(.25,.7,.3,1),visibility 0s linear .18s}
.has-menu.is-open .navmenu,.has-menu:focus-within .navmenu{opacity:1;visibility:visible;transform:none;transition-delay:0s}
.navmenu.end{left:auto;right:-18px}
/* panels near the right edge open leftwards, or they push the document wider than the
   viewport at narrow desktop widths (Taxes reached 969px inside a 901px window) */
.topnav li:nth-last-child(-n+3) .navmenu{left:auto;right:-18px}
.navmenu.wide{min-width:470px}
.navmenu-in{display:block}
.navmenu.wide .navmenu-in{display:flex;gap:30px}
.navmenu.wide .navmenu-in > .navgroup{flex:1}
.navgroup{min-width:0}
.navgroup + .navgroup{margin-top:14px}
.navmenu.wide .navgroup + .navgroup{margin-top:0}
.navgroup-l{display:block;font:800 10px 'Inter',sans-serif;letter-spacing:.14em;text-transform:uppercase;
  color:var(--muted);margin-bottom:7px}
.navgroup ul{list-style:none;display:block}
.navgroup li{margin:0}
.navgroup a{display:block;padding:7px 8px;margin:0 -8px;border-radius:8px;white-space:nowrap;
  font:600 14px 'Inter',sans-serif;color:var(--ink)}
.navgroup a:hover{background:var(--soft);color:var(--blue)}
.navgroup a.is-tool{color:var(--blue);font-weight:700}
.navmenu-all{display:block;margin-top:12px;padding-top:11px;border-top:1px solid var(--line);
  font:700 13px 'Inter',sans-serif;color:var(--blue)}
@media (prefers-reduced-motion:reduce){.navmenu{transition:none}}
.topnav svg{stroke:currentColor;opacity:.7}
.topsearch{background:none;border:0;cursor:pointer;display:flex;align-items:center;padding:4px;flex:none}
.btn-sm{padding:9px 18px;font-size:14px;flex:none}

/* ============ market bulletin (single line, scrolling) ============ */
.tbar{background:#0b1f4e;border-bottom:1px solid #0a1a41;overflow:hidden}
.tbar-mask{position:relative;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 3%,#000 97%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 3%,#000 97%,transparent)}
.tmarq{display:flex;align-items:center;gap:34px;width:max-content;height:38px;
  animation:marq 62s linear infinite;will-change:transform}
.tbar:hover .tmarq{animation-play-state:paused}
@keyframes marq{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.tmarq{animation:none}}
.tstatus{font-size:12.5px;color:#a9bde4;white-space:nowrap;letter-spacing:.01em}
.tstatus b{color:#fff;font-weight:700}
.tq{display:flex;align-items:baseline;gap:8px;white-space:nowrap;font-variant-numeric:tabular-nums}
.tq i{font-style:normal;font-size:12.5px;font-weight:600;color:#a9bde4}
.tq b{font-size:13.5px;font-weight:800;color:#fff}
.tq em{font-style:normal;font-size:12.5px;font-weight:700}
.tq em.up{color:#4ade80}
.tq em.dn{color:#fb7185}
/* ============ hero — full-bleed image + blue dotted gradient ============ */
.hero{position:relative;overflow:hidden;padding:40px 0 38px;background:#dce7f5}
.hero-bg{position:absolute;inset:0;background:url(hero.png) center 56%/cover no-repeat}
/* legibility scrim + brand tint */
.hero-bg::before{content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(236,242,251,.96) 0%,rgba(236,242,251,.88) 30%,rgba(233,240,250,.55) 52%,rgba(226,236,250,.16) 72%,rgba(226,236,250,0) 88%),
             linear-gradient(180deg,rgba(37,99,235,.10) 0%,rgba(37,99,235,0) 55%)}
/* the spotted gradient: halftone grid, LARGE dots at the left edge → shrinking rightward */
.hero-bg::after{content:"";position:absolute;inset:0;pointer-events:none;
  background:url(hero-dots.svg) left center/auto 100% no-repeat}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,430px);gap:34px;align-items:center}
.hero-copy{max-width:520px;position:relative;isolation:isolate}
/* soft scrim keeps the H1 crisp over the halftone without hiding the pattern */
.hero-copy::before{content:"";position:absolute;inset:-34px -90px -22px -48px;z-index:-1;pointer-events:none;
  background:radial-gradient(62% 74% at 32% 48%,rgba(243,247,253,.95) 0%,rgba(243,247,253,.8) 42%,rgba(243,247,253,.34) 70%,rgba(243,247,253,0) 100%)}
.hero-copy h1{font-size:38px;line-height:1.16;letter-spacing:-.02em;color:var(--ink);font-weight:800}
.hero-copy p{margin-top:14px;font-size:16px;line-height:1.55;color:#3b4a68;max-width:420px}
.hero-copy .btn{margin-top:20px;font-size:15px;padding:13px 24px}
.hero-trust{margin-top:14px;display:flex;align-items:center;gap:8px;font-size:13.5px;color:#42506d}
.hero-trust svg{stroke:#42506d}
.calc{position:relative;background:#fff;border-radius:16px;
  box-shadow:0 18px 44px rgba(11,31,78,.16);padding:18px 22px;display:flex;flex-direction:column;min-height:302px}
.calc-head{display:flex;justify-content:space-between;align-items:baseline}
.calc-head h2{font-size:16.5px;color:var(--ink);font-weight:800}
.calc-head span{font-size:12.5px;color:var(--muted)}
.calc-bar{height:5px;border-radius:4px;background:#e8edf6;margin:9px 0 11px;position:relative}
.calc-bar i{position:absolute;left:0;top:0;bottom:0;width:33%;border-radius:4px;background:var(--blue);
  transition:width .32s cubic-bezier(.25,.7,.3,1)}
.calc .calc-steph{font-size:16px;color:var(--ink);font-weight:800}
.calc-sub{font-size:12.5px;color:var(--muted);margin:2px 0 3px}
.calc-rows{display:flex;flex-direction:column}
.calc-row{display:flex;align-items:center;height:36px;border-bottom:1px solid var(--line);font-size:14.5px}
.calc-row:last-child{border-bottom:0}
.calc-row .cl{color:var(--body)}
.calc-row .cv{margin-left:auto;font-weight:800;color:var(--blue);font-variant-numeric:tabular-nums;display:flex;align-items:center;gap:3px}
/* ============ top stories rail ============ */
.rail{display:flex;flex-direction:column}
.rail-item{display:flex;gap:15px;padding:0 0 15px;margin-bottom:15px;border-bottom:1px solid var(--line)}
.rail-item:last-of-type{border-bottom:0;margin-bottom:6px}
.rail-item img{width:103px;height:80px;object-fit:cover;border-radius:10px;flex:none}
.rail-kicker{display:flex;justify-content:space-between;align-items:baseline;font-size:11px;font-weight:800;
  letter-spacing:.06em;color:var(--blue);text-transform:uppercase}
.rail-kicker time{color:var(--muted);font-weight:500;font-size:12px;letter-spacing:0;text-transform:none}
.rail-item h3{margin-top:6px;font-size:15.5px;line-height:1.38;color:var(--ink);font-weight:800}
.rail-more{margin-top:auto;text-align:right;font-size:14px;font-weight:700;color:var(--blue)}

/* ============ section headers ============ */
.sec-head{display:flex;align-items:flex-end;justify-content:space-between;margin:44px 0 18px}
.sec-head h2{font-size:21px;letter-spacing:.015em;color:var(--ink);font-weight:800;text-transform:uppercase}
.sec-head .sub{font-size:14px;color:var(--muted);margin-top:5px;text-transform:none;font-weight:500}
.chips{display:flex;align-items:center;gap:9px}
.chip{display:inline-flex;align-items:center;gap:7px;padding:7px 13px;border-radius:9px;border:1px solid #d9e1ef;
  background:#fff;font-size:13.5px;font-weight:700;color:var(--ink);cursor:pointer;
  transition:border-color .16s,background .16s,color .16s}
.chip:hover{border-color:var(--blue);color:var(--blue)}
.chip img{width:18px;height:18px;object-fit:contain;flex:none}
.chip.on{background:var(--ink);border-color:var(--ink);color:#fff}
/* true white artwork for the inverse state — no filter flattening */
.chip .ic-w{display:none}
.chip.on .ic-b{display:none}
.chip.on .ic-w{display:block}
.more-link{font-size:14px;font-weight:700;color:var(--blue);white-space:nowrap;margin-left:10px}

/* ============ today in money ============ */
.tim{display:grid;grid-template-columns:minmax(0,668px) minmax(0,1fr);gap:22px}
.tim-hero{position:relative;border-radius:var(--r);overflow:hidden;min-height:286px;background:#40506b url(fed-building.png) right center/auto 100% no-repeat;display:flex;flex-direction:column}
.tim-hero::before{content:"";position:absolute;inset:0;
  background:linear-gradient(90deg,#485a76 0%,#485a76 34%,rgba(72,90,118,.86) 48%,rgba(72,90,118,0) 78%)}
.tim-copy{position:relative;z-index:2;padding:26px 30px 0}
.tim-chip{display:inline-block;background:var(--blue);color:#fff;font-size:10.5px;font-weight:800;letter-spacing:.08em;
  border-radius:6px;padding:4px 10px;text-transform:uppercase}
.tim-copy h3{margin-top:14px;font-size:26px;line-height:1.25;color:#fff;font-weight:800;max-width:420px;letter-spacing:-.01em}
.tim-copy p{margin-top:12px;font-size:14px;line-height:1.55;color:#dbe3ef;max-width:400px}
.tim-byline{position:relative;z-index:2;margin-top:auto;display:flex;align-items:center;gap:10px;
  padding:13px 30px;background:rgba(255,255,255,.92);font-size:13px}
.tim-byline img{width:32px;height:32px;border-radius:50%;object-fit:cover}
.tim-byline b{color:var(--ink);font-weight:700}
.tim-byline span{color:var(--muted)}
.tim-list{display:flex;flex-direction:column;justify-content:space-between}
.tim-item{display:flex;align-items:center;gap:16px;padding:9px 0;border-bottom:1px solid var(--line)}
.tim-item:last-child{border-bottom:0}
.tim-item[hidden]{display:none}
.tim-hero[hidden]{display:none}
/* when the filter excludes the top story, matches take the full width */
.tim.is-filtered{grid-template-columns:1fr}
.tim.is-filtered .tim-item h4{font-size:16px}
.tim-empty{font-size:13.5px;color:var(--muted);padding:14px 2px}
.tim-empty a{color:var(--blue);font-weight:700}
.chip{-webkit-appearance:none;appearance:none;font-family:'Inter',sans-serif}
.tim-item img{width:101px;height:54px;object-fit:cover;border-radius:8px;flex:none}
.tim-item h4{font-size:15px;line-height:1.4;color:var(--ink);font-weight:700;flex:1}
.tim-item time{font-size:12.5px;color:var(--muted);white-space:nowrap}

/* ============ markets & numbers ============ */
.mkt{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px 28px 20px;margin-top:44px}
.mkt-head{display:flex;align-items:flex-end;justify-content:space-between;gap:18px}
.mkt-head h2{font-size:19px;color:var(--ink);font-weight:800;text-transform:uppercase;letter-spacing:.015em}
.mkt-head .sub{color:var(--blue);font-size:13.5px;font-weight:600;margin-top:3px}
/* live status + data provenance (fetch_markets.py, 2026-08-04) */
.mkt-meta{display:flex;align-items:center;gap:7px;font-size:12.5px;color:var(--muted);white-space:nowrap}
.mdot{width:8px;height:8px;border-radius:50%;background:#94a3b8;flex:none}
.mdot.open{background:var(--green);box-shadow:0 0 0 3px rgba(22,163,74,.15)}
.mdot.pre{background:#eab308}
.mstale{color:var(--red);font-weight:700}
/* for-your-wallet strip — same rhythm as .moved */
.wallet{display:grid;grid-template-columns:292px 1fr 1fr 1.15fr;gap:22px;border-top:1px solid var(--line);margin-top:20px;padding-top:18px}
.wallet-sub{font-size:13px;color:var(--muted);line-height:1.45}
.wv{display:flex;gap:12px;padding-right:20px}
.wv .ic{width:38px;height:38px;border-radius:50%;flex:none;display:flex;align-items:center;justify-content:center}
.wv .ic.g{background:#e5f5ec}.wv .ic.r{background:#fdeaea}.wv .ic.b{background:var(--soft)}
.wv b{display:block;font-size:14px;color:var(--ink);font-weight:800}
.wv span{font-size:13px;color:var(--muted);line-height:1.45;display:block;margin-top:3px}
.mkt-grid{display:grid;grid-template-columns:minmax(0,300px) minmax(0,1fr) minmax(0,210px) minmax(0,210px);gap:24px;margin-top:20px;align-items:stretch}
.mkt-grid > *{min-width:0}
.wrapcol .mchip{display:inline-block;background:var(--ink);color:#fff;font-size:10px;font-weight:800;letter-spacing:.07em;
  border-radius:5px;padding:4px 9px;text-transform:uppercase}
.wrapcol .mdate{font-size:12.5px;color:var(--muted);margin-left:9px}
.wrapcol h3{margin-top:12px;font-size:19.5px;line-height:1.32;color:var(--ink);font-weight:800;letter-spacing:-.01em}
.wrapcol p{margin-top:10px;font-size:13.5px;line-height:1.55;color:var(--body)}
.wrapcol .more-link{display:inline-block;margin-top:12px}
.spx .lbl{font-size:12px;font-weight:700;color:var(--muted);letter-spacing:.03em}
.spx .row{display:flex;align-items:baseline;justify-content:space-between}
.spx .val{font-size:27px;font-weight:800;color:var(--ink);font-variant-numeric:tabular-nums;margin-top:2px}
.spx .pct{font-size:14px}
.idx2{display:grid;grid-template-columns:1fr;gap:12px}
.tile{border:1px solid var(--line);border-radius:12px;padding:15px 16px;display:flex;flex-direction:column}
.tile .lbl{font-size:11.5px;font-weight:700;color:var(--muted);letter-spacing:.05em;text-transform:uppercase}
.tile .row{display:flex;align-items:baseline;gap:10px;margin-top:4px}
.tile .val{font-size:17.5px;font-weight:800;color:var(--ink);font-variant-numeric:tabular-nums}
.tile .pct{font-size:13px}
.tile .hl{margin-top:auto;font-size:12.5px;display:flex;justify-content:space-between;color:var(--muted);padding-top:3px}
.tile .hl b{color:var(--ink);font-weight:700;font-variant-numeric:tabular-nums}
.yield{border:1px solid var(--line);border-radius:12px;padding:15px 16px}
.yield .lbl{font-size:11.5px;font-weight:700;color:var(--muted);letter-spacing:.05em;text-transform:uppercase}
.yield .row{display:flex;align-items:baseline;gap:10px;margin-top:3px}
.yield .val{font-size:19px;font-weight:800;color:var(--ink)}
.yield hr{border:0;border-top:1px solid var(--line);margin:11px 0 9px}
.yield .oil-l{font-size:11.5px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.yield .oil-row{display:flex;align-items:baseline;justify-content:space-between;margin-top:3px}
.yield .oil-v{font-size:18px;font-weight:800;color:var(--ink)}
.moved{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr) minmax(0,1.25fr) minmax(0,292px);gap:22px;border-top:1px solid var(--line);margin-top:20px;padding-top:18px}
.moved-h{font-size:11.5px;font-weight:800;letter-spacing:.07em;color:var(--ink);text-transform:uppercase;margin-bottom:12px}
.mv{display:flex;gap:12px;padding-right:20px;border-right:1px solid var(--line)}
.mv:nth-of-type(3){border-right:0}
.mv .ic{width:38px;height:38px;border-radius:50%;flex:none;display:flex;align-items:center;justify-content:center}
.mv .ic.g{background:#e5f5ec}.mv .ic.r{background:#fdeaea}
.mv b{display:block;font-size:14px;color:var(--ink);font-weight:800}
.mv span{font-size:13px;color:var(--muted);line-height:1.45;display:block;margin-top:3px}
.tomorrow{background:#eef5fd;border-radius:12px;padding:15px 18px;display:flex;gap:13px}
.tomorrow .th{font-size:11.5px;font-weight:800;letter-spacing:.07em;color:var(--blue);text-transform:uppercase;margin:-32px 0 10px}
.tomorrow .cal{width:40px;height:40px;border-radius:10px;background:#fff;display:flex;align-items:center;justify-content:center;flex:none}
.tomorrow ul{list-style:none;font-size:13.5px;color:var(--body);line-height:1.75}
.tomorrow li::before{content:"•  ";color:var(--muted)}

/* ============ explore pillars — 3-across detailed cards ============ */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;align-items:start}
.pillar{position:relative;overflow:hidden;border:1px solid var(--line);border-radius:var(--r);padding:18px 20px 16px;
  display:flex;flex-direction:column;
  background:radial-gradient(120% 78% at 100% 0%,#e9f2ff 0%,rgba(233,242,255,.28) 38%,rgba(255,255,255,0) 66%),#fff;
  box-shadow:0 1px 2px rgba(19,49,105,.04);
  transition:border-color .2s,box-shadow .26s,transform .26s,background .26s}
.pillar::before{content:"";position:absolute;left:16px;right:16px;top:0;height:1px;pointer-events:none;z-index:3;
  background:linear-gradient(90deg,rgba(37,99,235,0),rgba(37,99,235,.34),rgba(37,99,235,0));opacity:.7}
.pillar::after{content:"";position:absolute;left:0;right:0;top:0;height:124px;pointer-events:none;z-index:0;
  background:linear-gradient(180deg,#eaf3ff 0%,rgba(234,243,255,.62) 46%,rgba(255,255,255,0) 100%);
  transition:opacity .26s,height .26s}
.pillar:hover::after{height:132px;opacity:.92}
.pillar:hover{border-color:#c4d8fa;box-shadow:0 18px 40px rgba(19,49,105,.12);transform:translateY(-3px);
  background:radial-gradient(115% 86% at 100% 0%,#e7f0ff 0%,rgba(231,240,255,.45) 36%,rgba(255,255,255,0) 64%),#fff}
.pillar-h{position:relative;z-index:2;display:flex;align-items:center;gap:15px;padding-bottom:20px;
  border-bottom:1px solid #dfe8f6}
.pillar-ic{position:relative;width:76px;height:76px;flex:none;display:flex;align-items:center;justify-content:center}
.pillar-ic::before{content:"";position:absolute;inset:-10px -6px -14px;pointer-events:none;
  background:radial-gradient(54% 48% at 50% 44%,rgba(37,99,235,.22) 0%,rgba(37,99,235,.08) 44%,rgba(37,99,235,0) 76%);
  transition:opacity .26s,transform .26s}
.pillar:hover .pillar-ic::before{opacity:1;transform:scale(1.08)}
.pi-main{position:relative;z-index:2;width:72px;height:72px;object-fit:contain;
  filter:drop-shadow(0 6px 10px rgba(19,49,105,.20));transition:transform .26s ease}
.pillar:hover .pi-main{transform:translateY(-2px)}
/* reflection lives in a clipped 22px window so it can never bleed into the link rows */
.pi-reflect{position:absolute;z-index:1;left:2px;top:calc(100% - 4px);width:72px;height:22px;
  overflow:hidden;pointer-events:none;opacity:.24;transition:opacity .26s;
  -webkit-mask-image:linear-gradient(to bottom,rgba(0,0,0,.95),transparent 92%);
  mask-image:linear-gradient(to bottom,rgba(0,0,0,.95),transparent 92%)}
.pi-reflect img{display:block;width:72px;height:72px;object-fit:contain;
  transform:scaleY(-1);transform-origin:top center}
.pillar:hover .pi-reflect{opacity:.34}
.pillar-h h3{font-size:23px;line-height:1.15;color:var(--ink);font-weight:800;letter-spacing:-.015em}
.pillar-h p{font-size:13.5px;color:var(--muted);line-height:1.45;margin-top:4px}
.pillar-list{position:relative;z-index:2;list-style:none;padding:2px 0 0}
.pillar-list li{border-bottom:1px solid #f1f4fa}
.pillar-list li:last-child{border-bottom:0}
.pillar-list a{display:block;padding:9px 26px 9px 0;position:relative}
.pillar-list b{display:block;font-size:14.5px;font-weight:700;color:var(--ink);line-height:1.35}
.pillar-list span{display:block;font-size:12.5px;color:var(--muted);line-height:1.45;margin-top:2px}
.pillar-list a::after{content:"→";position:absolute;right:4px;top:9px;color:#c3cee4;font-weight:700;
  transition:transform .18s,color .18s}
.pillar-list a:hover b{color:var(--blue)}
.pillar-list a:hover::after{color:var(--blue);transform:translateX(3px)}
.pillar-f{position:relative;z-index:2;margin-top:12px;padding-top:13px;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:8px;align-items:flex-start}
.btn-ghost{background:#fff;color:var(--blue);border:1.5px solid #cfdefb;padding:10px 18px;font-size:14px}
.btn-ghost:hover{background:var(--soft);border-color:var(--blue);color:var(--blue)}
.pillar-ask{background:none;border:0;padding:0;text-align:left;cursor:pointer;
  font:600 12.5px/1.45 'Inter',sans-serif;color:var(--muted)}
.pillar-ask:hover{color:var(--blue);text-decoration:underline}
/* ============ tools band — LIGHT, duotone icons, smooth accordion ============ */
/* Smoothness: the ONLY animated layout property is grid-template-columns on the row
   (one interpolation per frame instead of 7 competing flex-grow transitions).
   Panel copy fades with opacity/transform only — no max-height reflow. State is a
   single .is-open class set on pointerenter/focus, so crossing the gaps never flickers. */
.tools{margin-top:16px;border-radius:20px;padding:26px 28px 28px;
  background:linear-gradient(160deg,#f8fbff 0%,#eaf1fd 100%);border:1px solid #dde7f8}
.tools-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-bottom:18px}
.tools-head h2{font-size:21px;color:var(--ink);font-weight:800;letter-spacing:.01em}
.tools-head p{font-size:14px;color:var(--muted);margin-top:4px}
.tools-all-btn{flex:none;white-space:nowrap}
@media (max-width:720px){.tools-all-btn{width:100%;justify-content:center;margin-top:4px}}

.tools-row{display:grid;gap:12px;align-items:stretch;will-change:grid-template-columns;
  grid-template-columns:3.4fr 1fr 1fr 1fr 1fr 1fr 1fr;
  transition:grid-template-columns .32s cubic-bezier(.25,.7,.3,1)}

.tool{position:relative;min-width:0;min-height:214px;overflow:hidden;contain:layout paint;background:rgba(255,255,255,.72);
  border:1px solid #e2ebf9;border-radius:15px;padding:18px 16px;
  display:flex;flex-direction:column;align-items:center;justify-content:center;gap:11px;text-align:center;
  transition:background .18s ease,box-shadow .22s ease,border-color .18s ease,padding .24s ease}
.tchip{width:62px;height:62px;border-radius:18px;flex:none;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(158deg,#f2f7ff,#e4eefe);box-shadow:inset 0 1px 0 #fff,0 2px 8px rgba(23,58,119,.09);
  transition:transform .2s ease,box-shadow .2s ease}
.tchip img{width:42px;height:42px;object-fit:contain;
  filter:drop-shadow(0 3px 5px rgba(19,49,105,.22));transition:transform .22s ease}
.tool:not(.is-open):hover .tchip img{transform:scale(1.06)}
.tname{font:800 14px/1.34 'Plus Jakarta Sans',sans-serif;color:var(--ink);
  transition:font-size .2s ease,line-height .2s ease}

/* expanded copy: fixed width so text never re-wraps mid-animation; clipped by the tile */
.texp{position:absolute;left:24px;top:60px;width:252px;z-index:2;pointer-events:none;
  display:flex;flex-direction:column;gap:12px;align-items:flex-start;text-align:left;
  opacity:0;transform:translateY(5px);
  transition:opacity .14s ease,transform .22s cubic-bezier(.25,.7,.3,1)}
.tdesc{font-size:13.5px;line-height:1.55;color:var(--body)}
.tcta{display:inline-flex;align-items:center;gap:8px;background:var(--blue);color:#fff;border-radius:10px;
  padding:11px 18px;font:700 13.5px 'Inter',sans-serif;white-space:nowrap}

/* single source of truth for the open tile */
.tool.is-open{background:#fff;border-color:#cadcfa;box-shadow:0 14px 32px rgba(19,49,105,.10);
  align-items:flex-start;justify-content:flex-start;text-align:left;padding:24px}
/* open: the icon leaves the chip and sits large on the right of the card */
.tool.is-open .tchip{position:absolute;right:6px;top:50%;transform:translateY(-50%);
  width:138px;height:138px;background:none;box-shadow:none;border-radius:0;z-index:1;pointer-events:none}
.tool.is-open .tchip img{width:124px;height:124px;transform:none;
  filter:drop-shadow(0 12px 22px rgba(19,49,105,.26));animation:iconIn .34s cubic-bezier(.2,.7,.3,1) both}
.tool.is-open .tname{position:relative;z-index:2;max-width:252px}
@keyframes iconIn{from{opacity:0;transform:translateX(14px) scale(.86)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.tool.is-open .tchip img{animation:none}}

.tool.is-open .tname{font-size:19px;line-height:1.25}
.tool.is-open .texp{opacity:1;transform:none;pointer-events:auto;
  transition:opacity .2s ease .04s,transform .26s cubic-bezier(.25,.7,.3,1) .04s}
.tool:not(.is-open):hover{background:#fff;border-color:#cfdffb}
.tool:not(.is-open):hover .tchip{transform:translateY(-2px);box-shadow:inset 0 1px 0 #fff,0 8px 18px rgba(23,58,119,.18)}
.tool:focus-visible{outline:2px solid var(--blue);outline-offset:2px}

@media (prefers-reduced-motion:reduce){
  .tools-row,.tool,.texp,.tchip,.tname{transition:none!important}
}
/* ============ net worth row ============ */
.nwrow{display:grid;grid-template-columns:minmax(0,587px) minmax(0,1fr) minmax(0,340px);gap:22px;margin-top:22px;align-items:stretch}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px 22px;
  display:flex;flex-direction:column}
.card > h2{font-size:16px;color:var(--ink);font-weight:800;text-transform:uppercase;letter-spacing:.02em}
.card .csub{font-size:13.5px;color:var(--muted);margin-top:3px}
/* ---- Popular Net Worths poster card ----
   No white card: the banner IS the card. Caption block starts just under half way
   (Miirko's markup, 2026-08-04) so the title lands at the figures' waistline, not
   jammed on the bottom edge. Portrait source 1280x1714. */
.popcard{position:relative;display:block;overflow:hidden;border-radius:var(--r);
  background:var(--ink);isolation:isolate;aspect-ratio:1280/1714}
.popcard img{position:relative;z-index:0;width:100%;height:100%;object-fit:cover}

/* resting mirror: a standing specular sheen + top gloss, visible with no
   interaction at all. The hover sweep below rides on top of this. */
.popcard::before{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;
  background:
    linear-gradient(104deg,transparent 26%,rgba(255,255,255,.10) 40%,
      rgba(255,255,255,.26) 49%,rgba(255,255,255,.08) 58%,transparent 72%),
    linear-gradient(180deg,rgba(255,255,255,.16) 0%,rgba(255,255,255,.02) 18%,
      rgba(255,255,255,0) 30%);
  mix-blend-mode:screen}

/* navy gradient climbing out of the bottom edge, backing the caption */
/* Gradient still starts at 46%, but the copy sits HALFWAY DOWN it (~73% of the
   card) where the navy is actually dense — at the top of the gradient it was
   fighting the bright blue behind the figures and reading badly.
   padding-bottom is a % of width, which is safe here because aspect-ratio is
   fixed, so it stays proportional as the card scales. */
.popcard-cap{position:absolute;inset:46% 0 0;z-index:2;
  display:flex;flex-direction:column;justify-content:flex-end;
  padding:0 28px 7%;
  background:linear-gradient(to top,
    #050f2c 0%, rgba(6,17,46,.97) 18%, rgba(8,22,58,.88) 38%,
    rgba(11,31,78,.60) 62%, rgba(11,31,78,.22) 82%, rgba(11,31,78,0) 100%)}
.popcard-cap h2{font-family:'Plus Jakarta Sans',sans-serif;font-size:31px;line-height:1.14;
  font-weight:800;letter-spacing:-.015em;color:#fff;text-wrap:balance}
/* no max-width: the description should fill the width and run down to the
   foot of the gradient rather than leaving dead navy below it */
.popcard-cap p{margin-top:12px;font-size:15.5px;line-height:1.62;color:#cddcf7}

/* mirror sweep on hover / focus / tap */
.popcard::after{content:"";position:absolute;inset:-10% -30%;pointer-events:none;z-index:3;
  background:linear-gradient(104deg,transparent 38%,rgba(255,255,255,.12) 45%,
    rgba(255,255,255,.50) 50%,rgba(255,255,255,.12) 55%,transparent 62%);
  transform:translateX(-115%);
  transition:transform .9s cubic-bezier(.22,.68,.28,1)}
.popcard:hover::after,.popcard:focus-visible::after,.popcard.is-tapped::after{transform:translateX(115%)}
.popcard:focus-visible{outline:2px solid var(--blue);outline-offset:3px}
@media (prefers-reduced-motion:reduce){
  .popcard::after{transition:none;opacity:0}
  .popcard:hover::after{transform:translateX(-115%)}
}
.fame{display:flex;flex-direction:column}
.fame-item{display:flex;gap:13px;align-items:center;padding:12px 0;border-bottom:1px solid var(--line)}
.fame-item:last-of-type{border-bottom:0}
.fame-item img{width:52px;height:52px;border-radius:12px;object-fit:cover;object-position:right center;flex:none}
.fame-item h3{font-size:14.5px;line-height:1.4;color:var(--ink);font-weight:700}
.fame-item time{display:block;font-size:12.5px;color:var(--muted);margin-top:3px;font-weight:400}
.fame .more-link{margin-top:auto;padding-top:10px}
.trend ol{list-style:none;margin-top:14px}
.trend li{display:flex;align-items:center;gap:12px;padding:10.5px 0;border-bottom:1px solid var(--line);font-size:14px}
.trend li:last-child{border-bottom:0}
.trend .n{width:24px;height:24px;border-radius:50%;background:var(--soft);color:var(--blue);font-size:12px;font-weight:800;
  display:flex;align-items:center;justify-content:center;flex:none}
.trend .who{color:var(--ink);font-weight:700;flex:1}
.trend .amt{color:var(--ink);font-weight:800;font-variant-numeric:tabular-nums}
.trend .why{font-size:12px;color:var(--muted);flex-basis:100%;padding-left:36px;margin-top:-7px}
.trend .d{font-size:13px;color:var(--green);font-weight:800}
.trend .more-link{display:inline-block;margin-top:12px}

/* ============ promo row ============ */
.promos{display:grid;grid-template-columns:1fr 1fr 1fr;gap:22px;margin-top:22px}
.promo{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px 22px;display:flex;gap:14px;align-items:center}
.promo .tx{flex:1}
.promo h3{font-size:14px;color:var(--ink);font-weight:800;text-transform:uppercase;letter-spacing:.03em}
.promo p{font-size:13.5px;color:var(--body);line-height:1.5;margin-top:8px}
.promo .more-link{display:inline-block;margin-top:12px}
.promo img{flex:none;max-height:118px}
.promo .rates{display:flex;gap:26px;margin-top:10px}
.promo .rates .rl{font-size:12.5px;color:var(--muted)}
.promo .rates .rv{font-size:20px;font-weight:800;color:var(--ink);display:flex;align-items:baseline;gap:8px}
.promo .rates .rv span{font-size:12.5px}

/* ============ newsletter ============ */
.news-band{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-top:22px;padding:24px 28px;display:flex;align-items:center;gap:20px}
.news-band .ic{width:56px;height:56px;border-radius:14px;background:var(--soft);display:flex;align-items:center;justify-content:center;flex:none}
.news-band h2{font-size:19px;color:var(--ink);font-weight:800}
.news-band p{font-size:13.5px;color:var(--body);margin-top:5px;max-width:420px;line-height:1.5}
.news-form{margin-left:auto;flex:0 0 470px}
.news-form .row{display:flex;gap:10px}
.news-form input{flex:1;height:46px;border:1px solid #d5dcea;border-radius:10px;padding:0 16px;font:14px 'Inter',sans-serif;color:var(--ink);background:#fff}
.news-form input::placeholder{color:#9aa4bc}
.news-form .fine{display:flex;justify-content:space-between;font-size:11.5px;color:var(--muted);margin-top:8px}
.news-form .fine .cf{display:flex;align-items:center;gap:5px}

/* ============ footer ============ */
footer{background:#fff;border-top:1px solid var(--line);margin-top:44px}
.foot{display:grid;grid-template-columns:1.35fr 1fr 1fr 1fr 1fr;gap:30px;padding:38px 0 30px}
.foot .wordmark img{height:26px}
.foot .fabout{font-size:13px;color:var(--muted);line-height:1.6;margin-top:12px;max-width:250px}
.foot h2{font-size:11.5px;font-weight:800;letter-spacing:.08em;color:var(--ink);text-transform:uppercase;margin-bottom:13px}
.foot ul{list-style:none;font-size:13.5px;color:var(--body);line-height:2.15}
.foot-bottom{border-top:1px solid var(--line);padding:16px 0;display:flex;justify-content:space-between;font-size:12.5px;color:var(--muted)}
.foot-bottom nav{display:flex;gap:26px}

/* ============ AI band — Ramsey-style centred feature ============ */
.aiband{margin-top:16px;border-radius:20px;padding:20px 40px 18px;display:flex;flex-direction:column;align-items:center;
  text-align:center;background:linear-gradient(118deg,#2563eb 0%,#1d4fd7 34%,#12308f 72%,#0b1f4e 100%);
  position:relative;overflow:hidden}
.aiband::before{content:"";pointer-events:none;position:absolute;width:620px;height:620px;border-radius:50%;right:-180px;top:-330px;
  background:radial-gradient(circle,rgba(255,255,255,.16) 0%,rgba(255,255,255,0) 70%)}
.aiband::after{content:"";pointer-events:none;position:absolute;width:420px;height:420px;border-radius:50%;left:-160px;bottom:-260px;
  background:radial-gradient(circle,rgba(255,255,255,.10) 0%,rgba(255,255,255,0) 70%)}
.aiband-eyebrow{position:relative;display:flex;align-items:center;gap:12px;margin-bottom:4px}
.aiband-eyebrow span{font:800 11px 'Inter',sans-serif;letter-spacing:.18em;text-transform:uppercase;color:#a9c2f4}
.aiband-eyebrow::before,.aiband-eyebrow::after{content:"";width:44px;height:1px;background:rgba(255,255,255,.28)}
.aiband h2{position:relative;margin-top:9px;font-size:27px;line-height:1.2;letter-spacing:-.015em;color:#fff;font-weight:800;
  display:flex;align-items:center;gap:12px;flex-wrap:wrap;justify-content:center;text-wrap:balance}
.aiband-sub{position:relative;font-size:14px;line-height:1.55;color:#cbd9f7;margin-top:8px;max-width:78ch}
.aiband-bar{position:relative;display:flex;align-items:center;background:#fff;border-radius:15px;padding:8px 8px 8px 22px;
  box-shadow:0 16px 40px rgba(4,16,48,.36);cursor:pointer;margin-top:16px;width:100%;max-width:790px}
.aiband-bar input{flex:1;min-width:0;border:0;outline:0;height:44px;font:15px 'Inter',sans-serif;color:var(--ink);
  background:transparent;cursor:pointer}
.aiband-bar input::placeholder{color:#7c88a6}
.aiband-go{display:flex;align-items:center;gap:8px;background:var(--blue);border:0;border-radius:11px;color:#fff;
  font:700 14.5px 'Inter',sans-serif;padding:12px 24px;cursor:pointer;flex:none}
.aiband-go:hover{background:var(--blue-deep)}
.aiband-topics{position:relative;display:flex;align-items:center;gap:8px;margin-top:14px;flex-wrap:wrap;justify-content:center}
.aiband-topics-l{font:700 11px 'Inter',sans-serif;letter-spacing:.14em;text-transform:uppercase;color:#93aee9;margin-right:4px}
.aitopic{display:inline-flex;align-items:center;gap:9px;border:1px solid rgba(255,255,255,.22);
  background:rgba(255,255,255,.10);color:#fff;border-radius:12px;padding:8px 15px 8px 11px;
  font:700 13px 'Inter',sans-serif;cursor:pointer;transition:background .18s,border-color .18s,transform .18s}
.aitopic img{width:26px;height:26px;object-fit:contain;filter:drop-shadow(0 2px 4px rgba(0,10,40,.35))}
.aitopic:hover{background:rgba(255,255,255,.2);border-color:rgba(255,255,255,.42);transform:translateY(-1px)}
.aitopic:focus-visible{outline:2px solid #fff;outline-offset:2px}
.aiband-fine{position:relative;font-size:11px;color:#9db1da;margin-top:12px}

/* ============ horizontal top-stories row ============ */
.stories4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:22px}
.st4{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;display:flex;gap:13px;align-items:flex-start}
.st4 img{width:86px;height:66px;object-fit:cover;border-radius:10px;flex:none}
.st4 h3{margin-top:6px;font-size:14.5px;line-height:1.38;color:var(--ink);font-weight:800}
.st4 > div{flex:1;min-width:0}
.stories4-more{text-align:right;margin-top:10px}

/* ============ AI launcher + NerdWallet-style modal ============ */
.ai-fab{position:fixed;right:26px;bottom:26px;z-index:60;display:flex;align-items:center;gap:9px;background:var(--blue);
  color:#fff;border:0;border-radius:999px;padding:14px 22px;font:700 14.5px 'Inter',sans-serif;cursor:pointer;
  box-shadow:0 10px 26px rgba(37,99,235,.38)}
.ai-fab{transition:opacity .22s ease,transform .22s ease}
.ai-fab.is-hidden{opacity:0;transform:translateY(12px) scale(.96);pointer-events:none}
.ai-fab:hover{background:var(--blue-deep)}
.aim{position:fixed;inset:0;z-index:90}
.aim-back{position:absolute;inset:0;background:rgba(8,20,48,.42)}
.aim-dlg{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:min(1060px,92vw);height:min(858px,90vh);
  background:#fff;border-radius:18px;box-shadow:0 40px 90px rgba(4,14,40,.4);display:flex;overflow:hidden}
.aim-rail{width:70px;flex:none;border-right:1px solid var(--line);background:#fbfcfe;
  display:flex;flex-direction:column;align-items:center;gap:14px;padding:16px 0}
.aim-rail-logo{width:34px;height:34px;border-radius:10px;background:var(--soft);display:flex;align-items:center;justify-content:center}
.aim-rail-b{width:36px;height:36px;border:0;background:none;border-radius:9px;color:#5f6b88;display:flex;align-items:center;justify-content:center;cursor:pointer}
.aim-rail-b:hover{background:var(--soft);color:var(--blue)}
.aim-body{flex:1;display:flex;flex-direction:column;min-width:0}
.aim-head{display:flex;align-items:center;justify-content:center;position:relative;padding:16px 18px;border-bottom:1px solid var(--line)}
.aim-head b{font:800 15px 'Plus Jakarta Sans',sans-serif;color:var(--ink);text-align:center}
.aim-acts{position:absolute;right:14px;display:flex;gap:6px}
.aim-ic{width:32px;height:32px;border:0;background:none;border-radius:8px;color:#6b7590;display:flex;align-items:center;justify-content:center;cursor:pointer}
.aim-ic:hover{background:var(--soft);color:var(--ink)}
.aim-thread{flex:1;overflow-y:auto;padding:26px 34px}
.aim-empty{max-width:560px;margin:56px auto 0;text-align:center}
.aim-empty-ic{width:62px;height:62px;border-radius:18px;background:var(--soft);display:flex;align-items:center;justify-content:center;margin:0 auto 16px}
.aim-empty h3{font-size:22px;color:var(--ink);font-weight:800}
.aim-empty p{font-size:14.5px;color:var(--muted);line-height:1.6;margin-top:10px}
.aim-sugs{display:flex;flex-wrap:wrap;gap:9px;justify-content:center;margin-top:20px}
.aim-sug{border:1px solid #d5deee;background:#fff;color:var(--blue);border-radius:999px;padding:9px 16px;
  font:600 13px 'Inter',sans-serif;cursor:pointer}
.aim-sug:hover{background:var(--soft)}
.aim-turn{max-width:760px;margin:0 auto 26px}
.aim-q{background:#f2f5fa;border-radius:12px;padding:10px 16px;font-size:14.5px;color:var(--ink);font-weight:600;
  display:inline-block;float:right;max-width:78%}
.aim-a{clear:both;padding-top:22px;font-size:15px;line-height:1.68;color:var(--body)}
.aim-a p{margin-bottom:13px}
.aim-typing{display:flex;gap:5px;padding:6px 0}
.aim-typing i{width:7px;height:7px;border-radius:50%;background:#c2ccdf;animation:aimb 1s infinite}
.aim-typing i:nth-child(2){animation-delay:.15s}.aim-typing i:nth-child(3){animation-delay:.3s}
@keyframes aimb{0%,60%,100%{opacity:.35}30%{opacity:1}}
@media (prefers-reduced-motion:reduce){.aim-typing i{animation:none}}
.aim-src{display:flex;align-items:center;gap:10px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:12px;margin-top:4px}
.aim-src span{font:800 10.5px 'Inter',sans-serif;letter-spacing:.07em;color:var(--muted);text-transform:uppercase}
.aim-src a{font-size:13px;font-weight:600;color:var(--blue);border:1px solid #dbe3f1;border-radius:999px;padding:5px 12px}
.aim-rate{display:flex;gap:8px;margin-top:12px}
.aim-rate button{border:1px solid var(--line);background:#fff;border-radius:8px;width:32px;height:30px;cursor:pointer;font-size:13px}
.aim-rate button:hover{background:var(--soft)}
.aim-foot{border-top:1px solid var(--line);padding:16px 34px 14px;background:#fff}
.aim-inputrow{display:flex;gap:10px;max-width:760px;margin:0 auto}
.aim-inputrow input{flex:1;height:52px;border:1px solid #d5dcea;border-radius:14px;padding:0 18px;font:15px 'Inter',sans-serif;color:var(--ink)}
.aim-inputrow input::placeholder{color:#8b95af}
.aim-send{width:52px;height:52px;border:0;border-radius:14px;background:var(--blue);display:flex;align-items:center;justify-content:center;cursor:pointer}
.aim-send:hover{background:var(--blue-deep)}
.aim-legal{display:flex;align-items:center;justify-content:center;gap:6px;font-size:12px;color:var(--muted);margin-top:11px}

/* ---- hero mini-calculator: steps, +/− rows, result ---- */
.calc-step{display:none}
.calc-step.is-active{display:block}
.calc-step .calc-rows{max-height:152px;overflow-y:auto;overflow-x:hidden;margin-right:-4px;padding-right:4px}
.calc-next[data-final] .cl{display:none}
.calc-row .plus:active{transform:scale(.92)}
.calc-row .plus{width:24px;height:24px;border:1.5px solid #c6d0e4;border-radius:7px;color:var(--muted);background:#fff;
  display:flex;align-items:center;justify-content:center;font:600 15px/1 'Inter',sans-serif;margin-left:14px;
  cursor:pointer;flex:none;transition:background .16s,border-color .16s,color .16s}
.calc-row .plus:hover{background:var(--soft);border-color:var(--blue);color:var(--blue)}
.calc-row .plus.rm:hover{background:#fdecec;border-color:var(--red);color:var(--red)}
.calc-net{font:800 34px/1.1 'Plus Jakarta Sans',sans-serif;color:var(--ink);letter-spacing:-.02em;
  font-variant-numeric:tabular-nums;margin-top:6px}
.calc-net.neg{color:var(--red)}
.calc-mini{display:flex;gap:26px;margin-top:12px}
.calc-mini span{display:flex;flex-direction:column;gap:2px}
.calc-mini i{font-style:normal;font-size:11.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
.calc-mini b{font-size:16px;color:var(--ink);font-variant-numeric:tabular-nums}
.calc-note{font-size:12.5px;line-height:1.5;color:var(--body);margin-top:12px}
.calc-note b{color:var(--ink)}
.calc-foot{margin-top:auto;padding-top:10px;border-top:1px solid var(--line);display:flex;align-items:center;gap:14px}
.calc-back{background:none;border:0;color:var(--muted);font:600 13px 'Inter',sans-serif;cursor:pointer;padding:4px 0}
.calc-back:hover{color:var(--blue);text-decoration:underline}

/* ============ section bands — full-bleed alternating grounds + hairline breaks ============ */
.band{padding:44px 0}
.band + .band{border-top:1px solid var(--hair)}
.band-a{background:var(--band-a)}
.band-b{background:var(--band-b)}
.band-white{background:#fff}
/* AI gets its own ground: light, so the deep-blue card reads as an object sitting on it */
.band-ai{background:#eef3fc;padding:20px 0 26px}
.band-ai .aiband{margin-top:0;border-radius:24px;
  box-shadow:0 26px 58px rgba(11,34,88,.30),0 0 0 7px rgba(37,99,235,.07)}
.band-first{padding-top:0;padding-bottom:0}
.band-last{padding-bottom:40px}
/* sections carry their own margins for the old single-column layout — neutralise inside bands */
.band > .wrap > :first-child{margin-top:0}
.band .sec-head{margin-top:0}
.band .tools,.band .mkt,.band .nwrow,.band .promos,.band .news-band,.band .aiband{margin-top:16px}
.band > .wrap > .aiband:first-child,.band > .wrap > .tools:first-child,
.band > .wrap > .mkt:first-child,.band > .wrap > .nwrow:first-child,
.band > .wrap > .promos:first-child,.band > .wrap > .news-band:first-child{margin-top:0}
/* the news hub sits on white — give its list rows a touch more contrast */
.band-white .tim-item{border-bottom-color:#edf1f8}

/* ---- hero calculator inputs + footer (restored) ---- */
.calc-row .heroin{width:92px;border:0;border-bottom:1px dashed #c6d0e4;background:transparent;text-align:right;
  font:800 14.5px 'Inter',sans-serif;color:var(--ink);font-variant-numeric:tabular-nums;padding:2px 0}
.calc-row .heroin:focus{outline:0;border-bottom-color:var(--blue)}
.calc-row{cursor:text}
.calc-next{margin-left:auto;display:flex;align-items:center;gap:10px;font-size:14.5px;cursor:pointer}
.calc-next .cl{color:var(--body)}
.calc-next b{color:var(--blue);font-weight:700}
.calc-next[data-final] .cl{display:none}
.calc-next .go{width:30px;height:30px;flex:none;border-radius:50%;background:var(--blue);color:#fff;
  display:flex;align-items:center;justify-content:center}

/* ---- net-worth row: fame + trending fill the poster's height ---- */
.nwrow > *{min-height:0}
/* the two list cards absorb the poster's extra height inside their lists, not as big gaps */
.fame-lead{display:flex;flex-direction:column}
.fame .fame-item{padding:11px 0}
.fame-more{list-style:none;border-top:1px solid var(--line);padding-top:4px;
  flex:1;display:flex;flex-direction:column;justify-content:space-between}
.fame-more li{border-bottom:1px solid #f1f4fa}
.fame-more li:last-child{border-bottom:0}
.fame-more a{display:flex;align-items:baseline;gap:10px;padding:9px 0}
.fame-more span{flex:1;font-size:13.5px;line-height:1.4;color:var(--ink);font-weight:600}
.fame-more a:hover span{color:var(--blue)}
.fame-more time{font-size:12px;color:var(--muted);white-space:nowrap}
.trend ol{list-style:none;margin-top:8px;display:flex;flex-direction:column;justify-content:space-between;flex:1}
.trend li{display:flex;align-items:center;gap:11px;padding:0;border-bottom:1px solid #f1f4fa;min-height:44px}
.trend li:last-child{border-bottom:0}
.trend .who{flex:1;min-width:0;display:flex;flex-direction:column;font-size:14px;font-weight:700;color:var(--ink)}
.trend .who em{font-style:normal;font-size:11.5px;font-weight:500;color:var(--muted);margin-top:1px}
.trend .amt{font-size:14px;font-weight:800;color:var(--ink);font-variant-numeric:tabular-nums}
.trend .d{width:14px;text-align:center;font-size:13px;font-weight:800}
.trend .d.up{color:var(--green)} .trend .d.flat{color:var(--muted)}
.trend .why{display:none}

/* ════════════════════════════════════════════════════════════════════
   RESPONSIVE — added 2026-08-05. Desktop rules above are untouched;
   everything here is an override at ≤1100px (tablet) and ≤720px (phone).
   ════════════════════════════════════════════════════════════════════ */

/* hamburger + sheet are desktop-hidden by default */
.navtoggle{display:none;background:none;border:0;padding:8px 6px;cursor:pointer;flex-direction:column;gap:4px}
.navtoggle span{display:block;width:20px;height:2px;border-radius:2px;background:var(--ink);transition:transform .2s,opacity .2s}
.navtoggle.is-open span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.navtoggle.is-open span:nth-child(2){opacity:0}
.navtoggle.is-open span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.mobsheet{display:none}
/* structural (never inside a media query — a breakpoint that shows the sheet without
   these rules leaves it in normal flow, so it detaches from the bar when scrolled) */
.mobsheet{position:fixed;inset:var(--topbar-h,62px) 0 0;z-index:80;background:rgba(9,20,46,.45);overflow:hidden}

@media (max-width:1100px){
  .wrap{padding:0 18px}
  .hero-grid{grid-template-columns:1fr 380px;gap:22px}
  .tim{grid-template-columns:1fr 1fr}
  .mkt-grid{grid-template-columns:1fr 1fr;gap:20px}
  .moved{grid-template-columns:1fr 1fr}
  .pillars{grid-template-columns:1fr 1fr}
  .nwrow{grid-template-columns:1fr 1fr;align-items:start}
  .nwrow .popcard{grid-column:1/-1}
  .promos{grid-template-columns:1fr}
  .foot{grid-template-columns:1.4fr 1fr 1fr}
  .topnav li{margin-right:18px}
  .topnav a{font-size:13.5px}
}

@media (max-width:720px){
  .wrap{padding:0 16px}

  /* ── chrome ── */
  .topbar .wrap{height:58px;gap:12px}
  .wordmark img{height:32px}
  .tbar-mask{mask-image:none;-webkit-mask-image:none}
  .tmarq{height:34px;gap:22px;animation-duration:44s}
  .tstatus,.tq i,.tq em{font-size:11.5px}
  .tq b{font-size:12.5px}

  .mobsheet-in{background:#fff;max-height:calc(100% - 74px);overflow-y:auto;padding:14px 18px 18px;
    -webkit-overflow-scrolling:touch}
  .mobsearch{display:flex;align-items:center;gap:9px;border:1px solid #d7e0ef;border-radius:11px;padding:11px 13px;margin-bottom:6px}
  .mobsearch input{border:0;outline:0;flex:1;min-width:0;font:15px 'Inter',sans-serif;background:transparent}
  .mobgroup{border-bottom:1px solid var(--line)}
  .mobgroup summary{display:flex;align-items:center;justify-content:space-between;list-style:none;cursor:pointer;
    padding:14px 2px;font:800 16px 'Plus Jakarta Sans',sans-serif;color:var(--ink)}
  .mobgroup summary::-webkit-details-marker{display:none}
  .mobgroup summary svg{stroke:var(--muted);transition:transform .2s}
  .mobgroup[open] summary svg{transform:rotate(180deg)}
  .mobgroup[open] summary{color:var(--blue)}
  .mobgroup-l{display:block;font:800 10px 'Inter',sans-serif;letter-spacing:.14em;text-transform:uppercase;
    color:var(--muted);margin:8px 0 4px}
  .mobgroup ul{list-style:none;margin-bottom:6px}
  .mobgroup li a{display:block;padding:9px 2px;font:600 15px 'Inter',sans-serif;color:var(--ink)}
  .mobgroup li a.is-tool{color:var(--blue);font-weight:700}
  .mobgroup-all{display:inline-block;margin:4px 0 14px;font:700 14px 'Inter',sans-serif;color:var(--blue)}
  .mobsheet-foot{position:absolute;left:0;right:0;bottom:0;background:#fff;border-top:1px solid var(--line);
    padding:12px 18px;display:flex}
  .mobsheet-foot .btn{flex:1;justify-content:center}

  /* ── hero ── */
  .hero{padding:22px 0 24px}
  .hero-grid{grid-template-columns:1fr;gap:18px}
  .hero-bg{background-position:62% 58%}
  .hero-bg::before{background:linear-gradient(180deg,rgba(238,244,252,.95) 0%,rgba(238,244,252,.82) 46%,rgba(233,240,250,.5) 78%,rgba(226,236,250,.28) 100%)}
  .hero-bg::after{background-size:auto 118%;background-position:left 42%;opacity:.75}
  .hero-copy{max-width:none}
  .hero-copy::before{inset:-20px -16px}
  .hero-copy h1{font-size:29px;line-height:1.18}
  .hero-copy p{font-size:15px;margin-top:11px;max-width:none}
  .hero-copy .btn{margin-top:15px;width:100%;justify-content:center}
  .hero-trust{font-size:12.5px;flex-wrap:wrap}
  .calc{min-height:0;max-width:none;padding:16px 14px 14px;box-shadow:0 12px 30px rgba(11,31,78,.14)}
  .calc-step .calc-rows{max-height:none}
  .calc-row{height:auto;padding:11px 0}
  .calc-row .heroin{width:104px;font-size:15px}

  /* ── AI band ── */
  .band-ai{padding:14px 0 18px}
  .aiband{padding:22px 16px 18px;border-radius:16px}
  .aiband h2{font-size:21px;gap:8px}
  .aiband-eyebrow::before,.aiband-eyebrow::after{width:22px}
  .aiband-sub{font-size:13.5px;margin-top:8px}
  .aiband-bar{flex-wrap:wrap;gap:8px;padding:10px;border-radius:14px}
  .aiband-bar input{width:100%;flex:1 0 100%;min-width:0;height:38px;font-size:14.5px;text-overflow:ellipsis}
  .aiband-go{width:100%;justify-content:center}
  .aiband-topics{gap:7px;margin-top:12px;justify-content:flex-start;flex-wrap:nowrap;overflow-x:auto;
    padding-bottom:4px;scrollbar-width:none;align-self:stretch;max-width:100%}
  .aiband-topics::-webkit-scrollbar{display:none}
  .aitopic{flex:none;font-size:12.5px;padding:7px 12px 7px 9px}
  .aitopic img{width:22px;height:22px}
  .aiband::before,.aiband::after{display:none}

  /* ── section heads + chips ── */
  .band{padding:26px 0}
  .band-first{padding:0}
  .sec-head{flex-direction:column;align-items:stretch;gap:12px;margin-bottom:14px}
  .sec-head h2{font-size:18px}
  .chips{flex-wrap:nowrap;overflow-x:auto;padding-bottom:4px;scrollbar-width:none;max-width:100%}
  .chips::-webkit-scrollbar{display:none}
  .chip{flex:none}
  .chips .more-link{flex:none}

  /* ── news ── */
  .tim{grid-template-columns:1fr;gap:16px}
  .tim-hero{min-height:0;background-size:cover;background-position:right center}
  .tim-copy{padding:18px 18px 0}
  .tim-copy h3{font-size:20px;max-width:none}
  .tim-copy p{font-size:13.5px;max-width:none}
  .tim-byline{padding:11px 18px;margin-top:14px}
  .tim-item{gap:12px}
  .tim-item img{width:86px;height:58px}
  .tim-item h4{font-size:14.5px}
  .tim-item time{font-size:11.5px}

  /* ── tools: accordion off, plain stacked cards ── */
  .tools{padding:20px 16px 22px}
  .tools-head{flex-direction:column;align-items:flex-start;gap:6px}
  .tools-row{grid-template-columns:1fr!important;gap:10px;transition:none}
  .tool{min-height:0;flex-direction:row;align-items:center!important;justify-content:flex-start!important;
    text-align:left!important;padding:14px 16px!important;gap:14px;background:#fff;box-shadow:none}
  .tool .tchip{width:52px;height:52px;border-radius:14px}
  .tool .tchip img{width:36px;height:36px}
  .tool .tname{font-size:15px!important;line-height:1.3!important}
  .tool .texp{display:none}                 /* no hover on touch — name + icon only */
  .tool.is-open{box-shadow:0 6px 18px rgba(19,49,105,.08)}
  .tool.is-open .tchip{position:static;width:52px;height:52px;transform:none}
  .tool.is-open .tchip img{width:36px;height:36px;animation:none}

  /* ── markets & numbers: one column, tighter rows, charts full width ── */
  .mkt{padding:16px 14px 14px;border-radius:14px}
  .mkt-head{display:flex;flex-direction:column;align-items:flex-start;gap:2px;text-align:left}
  .mkt-meta{margin-left:0!important}
  .mkt-head .sub{font-size:13px}
  .mkt-meta{font-size:11.5px;margin-top:6px;flex-wrap:wrap;gap:6px}
  .mkt-grid{grid-template-columns:1fr;gap:14px}
  .wrapcol{order:-1}                                   /* the wrap headline leads on mobile */
  .wrapcol h3{font-size:19px}
  .wrapcol p{font-size:13.5px}
  .spx{border:1px solid var(--line);border-radius:12px;padding:13px 14px}
  .spx svg{height:96px}
  .idx2{grid-template-columns:1fr 1fr;gap:10px}
  .tile{padding:12px 13px}
  .tile .val{font-size:16px}
  .tile .hl{font-size:11.5px}
  .yield{padding:12px 13px}
  .moved{grid-template-columns:1fr;gap:12px;padding-top:14px}
  .mv{border-right:0;padding-right:0;gap:11px}
  .mv .ic{width:34px;height:34px}
  .moved-h{margin-bottom:8px!important}
  .tomorrow{padding:13px 15px}
  .tomorrow .th{margin:0 0 8px}
  .wallet{grid-template-columns:1fr;gap:12px;padding-top:14px}
  .wallet-l{margin-bottom:2px}

  /* ── pillars ── */
  .pillars{grid-template-columns:1fr;gap:14px}
  .pillar{padding:16px 18px 14px}
  .pillar::after{height:104px}
  .pillar-h{padding-bottom:16px;gap:13px}
  .pillar-ic{width:62px;height:62px}
  .pillar-ic img,.pi-main{width:58px!important;height:58px!important}
  .pi-reflect{display:none}
  .pillar-h h3{font-size:20px}
  .pillar-list a{padding:10px 24px 10px 0}
  .pillar-f{gap:9px}
  .btn-ghost{width:100%;justify-content:center}

  /* ── net worth row ── */
  .nwrow{grid-template-columns:1fr;gap:14px}
  .nwrow .popcard{grid-column:auto}
  .popcard-cap h2{font-size:24px}
  .popcard-cap p{font-size:13.5px}
  .card{padding:18px 16px}
  .fame-item img{width:74px;height:52px}

  /* ── promos / newsletter / footer ── */
  .promos{grid-template-columns:1fr;gap:14px}
  .promo{padding:16px 18px}
  .promo img{max-height:86px}
  .news-band{flex-direction:column;align-items:flex-start;gap:14px;padding:20px 18px}
  .news-form{margin-left:0;flex:1 1 auto;width:100%}
  .news-form .row{flex-direction:column}
  .news-form .btn{justify-content:center}
  .news-form .fine{flex-direction:column;gap:4px}
  footer{margin-top:0}                      /* band padding already separates it */
  .band-last{padding-bottom:16px}
  .news-band{margin-top:0}
  .foot{grid-template-columns:1fr 1fr;gap:22px;padding:24px 0 18px}
  .foot > div:first-child{grid-column:1/-1}
  .foot-bottom{flex-direction:column;gap:10px;align-items:flex-start;padding-bottom:66px}  /* clears the AI pill */
  .foot-bottom nav{flex-wrap:wrap;gap:14px}

  /* ── AI launcher + modal ── */
  .ai-fab{right:14px;bottom:14px;padding:12px 16px;font-size:13.5px}
  .aim-dlg{width:100%;height:100%;border-radius:0;top:0;left:0;transform:none}
  .aim-rail{display:none}
  .aim-thread{padding:18px 16px}
  .aim-empty{margin-top:22px}
  .aim-empty h3{font-size:19px}
  .aim-foot{padding:12px 16px}
  .aim-inputrow input{height:46px}
}

@media (max-width:420px){
  .hero-copy h1{font-size:26px}
  .aiband h2{font-size:19px}
  .popcard-cap h2{font-size:21px}
  .idx2{grid-template-columns:1fr}
}

/* ════════════════════════════════════════════════════════════════════
   FLUID PASS (2026-08-05) — sizes track the viewport instead of jumping
   at breakpoints, so any device width in between looks deliberate.
   ════════════════════════════════════════════════════════════════════ */

/* the marquee is wider than the viewport by design and clipped by .tbar,
   but it still inflates documentElement.scrollWidth (and screenshot width).
   `clip` contains it without creating a scroll container, so position:fixed
   children (AI launcher, menu sheet) keep behaving. */
/* NOTE: overflow-x:clip on html/body breaks position:sticky for the mobile bar,
   so the marquee is clipped at its own container instead (see .tbar / .tbar-mask). */
.tbar,.tbar-mask{overflow:hidden}

/* fluid gutter + type scale */
.wrap{padding-left:clamp(14px,3.4vw,22px);padding-right:clamp(14px,3.4vw,22px)}
.hero-copy h1{font-size:clamp(25px,6.6vw,44px)}
.hero-copy p{font-size:clamp(14.5px,1.5vw,17px)}
.aiband h2{font-size:clamp(18.5px,4.6vw,27px)}
.aiband-sub{font-size:clamp(13px,1.35vw,15.5px)}
.sec-head h2,.mkt-head h2,.tools-head h2{font-size:clamp(17px,2.1vw,21px)}
.tim-copy h3{font-size:clamp(18px,2.6vw,26px)}
.pillar-h h3{font-size:clamp(19px,2.1vw,23px)}
.popcard-cap h2{font-size:clamp(20px,3.4vw,30px)}
.cres-num,.calc-net{font-size:clamp(30px,4.6vw,44px)}
.spx .val{font-size:clamp(22px,2.6vw,27px)}
.news-band h2{font-size:clamp(17px,2vw,19px)}

/* intermediate step so tablets/foldables aren't stuck with a phone layout */
@media (max-width:900px){
  /* chrome: sheet nav from tablet-portrait down.
     The bar must be STICKY here: the sheet is viewport-fixed and offset by the bar height,
     so a bar that scrolls away leaves the sheet floating detached from it. */
  .topbar{position:sticky;top:0;z-index:90}
  .topnav{display:none}
  .navtoggle{display:flex;order:3}
  .topsearch{order:2;margin-left:auto}
  .btn-sm{display:none}
  .mobsheet:not([hidden]){display:block}
  .hero-grid{grid-template-columns:1fr;gap:18px}
  .calc{width:100%;max-width:520px}
  .tim{grid-template-columns:1fr}
  .pillars{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
  .nwrow{grid-template-columns:1fr}
  .nwrow .popcard{grid-column:auto}
  .news-band{flex-wrap:wrap}
  .news-form{flex:1 1 320px;margin-left:0}
}

/* two-up only on tablets — phones (≤720) keep the single column from their own block */
@media (min-width:721px) and (max-width:900px){
  .mkt-grid{grid-template-columns:1fr 1fr}
  .moved{grid-template-columns:1fr 1fr}
}

/* pillars/promos follow available width instead of a fixed column count */
@media (min-width:901px){
  .pillars{grid-template-columns:repeat(auto-fit,minmax(340px,1fr))}
}

/* nothing may out-size its container: fixed-width leftovers → fluid */
.navmenu{max-width:calc(100vw - 32px)}
.aim-dlg{max-width:calc(100vw - 24px)}
.aiband-bar,.news-form{max-width:100%}
.tools-cta{min-width:0}
.calc-row .heroin{max-width:38vw}

/* search popover under the topbar (chrome-nav) — 2026-08-06, replaces the dead icon */
.searchpop{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);
  box-shadow:0 14px 30px rgba(11,31,78,.10);padding:14px max(12px,calc((100% - 1310px)/2));z-index:59}
.searchpop form{display:flex;align-items:center;gap:10px;max-width:680px;margin:0 auto;
  border:1px solid #d5dcea;border-radius:12px;padding:4px 6px 4px 14px;background:#fff}
.searchpop form:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px rgba(37,99,235,.14)}
.searchpop input{flex:1;border:0;outline:0;font:500 15px 'Inter',sans-serif;color:var(--ink);
  padding:9px 0;background:transparent;min-width:0}
.searchpop svg{flex:none}
.mobsearch{margin:0}